Independent guide · Updated 1970

Best Payroll Software for Small Business (1970)

We ranked 9 payroll platforms by fit for small business — pricing transparency, tax automation, benefits, support, and scalability. No sponsored placements.

At-a-glance ranking

#ToolCategoryFit scoreStarts at
1GustoFull-service payroll + benefits94$40/mo + $6 / person
2RipplingPayroll + global workforce platform92Custom from ~$8 / person / mo
3OnPaySimple, transparent payroll89$40/mo + $6 / person
4ADP RunEstablished payroll + HR88Custom quote
5QuickBooks PayrollAccounting-native payroll87$45/mo + $6 / person
6Paychex FlexPayroll + HR + benefits86Custom quote
7PaylocityMid-market payroll + HR85Custom quote
8Patriot PayrollBudget-friendly payroll84$17/mo + $4 / person
9JustworksPEO + payroll83Custom quote

Detailed reviews

Gusto

Full-service payroll + benefits

Fit score 94

Best for: Small U.S. businesses that want payroll, benefits, and HR in one place

Why it stands out: The best overall small business payroll — delightful UX, automated tax filing, and built-in benefits

Pros

  • Automated federal/state/local tax filing
  • Health benefits and 401(k) built in
  • Contractor payments in 80+ countries

Cons

  • Most features require higher tiers
  • International employee payroll limited compared to Rippling

Pricing starts at $40/mo + $6 / person.

Rippling

Payroll + global workforce platform

Fit score 92

Best for: Small businesses that may hire globally or need IT + HR + payroll unified

Why it stands out: The most extensible payroll — runs as a module inside a unified global workforce platform

Pros

  • Global payroll and EOR coverage
  • Deep automation and policy engine
  • Integrates HR, IT, and finance

Cons

  • Steeper learning curve
  • Higher minimum cost for simple payroll

Pricing starts at Custom from ~$8 / person / mo.

OnPay

Simple, transparent payroll

Fit score 89

Best for: Small businesses that want simple, all-inclusive payroll without hidden fees

Why it stands out: The best value for straightforward payroll — one simple monthly price with all features included

Pros

  • Simple, transparent pricing
  • All features included in base plan
  • Excellent customer support

Cons

  • Fewer integrations than Gusto or Rippling
  • Less built-in HR depth

Pricing starts at $40/mo + $6 / person.

ADP Run

Established payroll + HR

Fit score 88

Best for: Small businesses that want a trusted brand with strong compliance support and scalability

Why it stands out: The safe, established choice — strong compliance, 24/7 support, and room to grow into ADP Workforce Now

Pros

  • Trusted by largest U.S. payroll provider
  • 24/7 phone support
  • Easy upgrade path as you grow

Cons

  • Sales-led setup can feel slower
  • Pricing less transparent online

Pricing starts at Custom quote.

QuickBooks Payroll

Accounting-native payroll

Fit score 87

Best for: Businesses already using QuickBooks Online for bookkeeping

Why it stands out: The best payroll for QuickBooks users — accounting and payroll sync out of the box

Pros

  • Seamless QuickBooks Online sync
  • Same-day direct deposit on higher tiers
  • Familiar Intuit ecosystem

Cons

  • Best value only if you use QuickBooks
  • Premium tiers required for advanced features

Pricing starts at $45/mo + $6 / person.

Paychex Flex

Payroll + HR + benefits

Fit score 86

Best for: Small businesses that want strong HR add-ons and flexible payment options

Why it stands out: A reliable small-business payroll with strong HR and benefits administration

Pros

  • Same-day direct deposit available
  • Robust HR library and compliance tools
  • Flexible plan tiers

Cons

  • UX can feel dated
  • Add-ons drive up total cost

Pricing starts at Custom quote.

Paylocity

Mid-market payroll + HR

Fit score 85

Best for: Small businesses nearing 50 employees that want advanced HR and workforce analytics

Why it stands out: A modern mid-market payroll with strong employee experience and analytics tools

Pros

  • Modern employee self-service portal
  • Strong workforce analytics
  • Good mobile experience

Cons

  • Overkill for very small teams
  • Pricing not transparent

Pricing starts at Custom quote.

Patriot Payroll

Budget-friendly payroll

Fit score 84

Best for: Very small businesses and startups that want the lowest-cost full-service payroll

Why it stands out: The cheapest full-service payroll — stripped-down but accurate for basic U.S. payroll

Pros

  • Lowest starting price
  • Free setup and migration
  • Unlimited payroll runs

Cons

  • Basic HR and benefits
  • Limited reporting depth

Pricing starts at $17/mo + $4 / person.

Justworks

PEO + payroll

Fit score 83

Best for: Small businesses that want a PEO to handle payroll, compliance, and benefits administration

Why it stands out: A straightforward PEO — payroll, compliance, and benefits under one co-employment roof

Pros

  • Co-employment model reduces compliance burden
  • Strong benefits access for small teams
  • Simple pricing

Cons

  • PEO structure may not suit everyone
  • Less flexible than standalone payroll

Pricing starts at Custom quote.

How to choose

Best for automation
Gusto automates tax filing, benefits deductions, and new-hire onboarding with the least manual work.
Best for global teams
Rippling covers global payroll, EOR, and contractor payments alongside IT and HR.
Best for tight budgets
OnPay or Patriot Payroll for simple, transparent, low-cost full-service payroll.

Frequently asked questions

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